The A-Plus BabyCare Xtra plan offers a variety of benefits and features aimed at providing extensive medical coverage for newborns and expectant mothers. Here are the main highlights:
- Immediate Medical Coverage for Newborns: The plan reimburses up to RM10,000 for medical expenses if the baby is admitted to the Neonatal Intensive Care Unit (NICU), Intensive Care Unit (ICU), or High Dependency Unit (HDU) within the first 30 days after birth , .
- Neonatal Jaundice Treatment: Coverage includes costs for phototherapy treatment for neonatal jaundice that necessitates hospitalization, as well as incubator expenses within the first 60 days from birth , .
- Congenital Conditions Coverage: The plan protects against 19 congenital conditions, ensuring that newborns receive necessary medical treatment without the financial burden, up to the age of 5 .
- Child Development Disorder Benefits: For those enrolled in the Premier Plan, coverage extends to child development disorders, such as Autism Spectrum Disorder, Attention Deficit Hyperactivity Disorder, Dyslexia, and delays in gross motor or speech development, until the child turns 5 .
- Pregnancy Complications Protection: The plan covers various pregnancy complications and the loss of the fetus from 28 weeks of gestation until birth, as well as providing coverage for the mother in the event of death during childbirth or due to pregnancy-related complications , .
- Comprehensive Protection: Depending on the selected plan, comprehensive coverage for the baby begins at birth, with annual coverage amounts reaching up to RM30,000 .
- Emphasis on Early Treatment: The plan highlights the importance of early intervention for developmental milestones, allowing parents to seek necessary treatment without financial worries .
In summary, A-Plus BabyCare Xtra is designed to offer reassurance to parents by covering critical medical needs for both mothers and their newborns during vital stages of life.
Message me, Swan Lin, Life Planner with AIA to speak immediately about coverage for your unborn baby.
