Hospitalisation Insurance
A flexible investment-linked plan that helps you protect your loved ones and invest with as little as RM150 per month.
Coverage Period
Up to 70, 80 or 100 years old or 25 years term
Eligible Age
16 years old - 70 years old.
A-LifeLink 2 is a regular premium Investment-Linked Insurance plan. It provides coverage upon death or TPD. This plan comes with Anniversary Bonus which auto increases the coverage amount. A-LifeLink 2 also provides the flexibility to enhance the coverage by offering a wide range of optional benefits. The total value of the units of investment-linked funds available in your plan will be payable to you when your coverage for this plan ends at maturity.
FLEXIBLE TO CHANGES IN LIFE
A-Lifelink 2 is AIA’s most popular plan that gives the most flexibility — making it the ultimate protection and savings plan.
A closer look at the benefits:
A-LifeLink 2 covers Death and Total and Permanent Disability (TPD). There are Investment-Linked Funds available for your savings needs and a wide range of optional benefits to further enhance your coverage on medical, critical illness, accidental and disability.
You have the flexibility to:
∙ Change your coverage amount according to your needs.
∙ Save more when you have extra money or withdraw the money when you need it.
The Anniversary Bonus increases your coverage amount by 1% every year². This will start from the beginning of the 2nd policy year until 120% of the coverage amount is reached.
You can choose how your money is invested by changing funds whenever you want, at no cost.
Frequently Asked Questions
This plan is available to individuals aged between 16 years old to 70 years old.
This plan provides coverage term options of up to age 70, age 80, age 100 or 25 years’ term for you to tailor the coverage term.
Yes, the premiums paid for this plan may qualify you for a personal tax relief, subject to the final decision of the Inland Revenue Board of Malaysia.
Death Benefit
• This plan does not cover death due to suicide within 1 year from the Issue Date or Commencement Date of this policy, whichever is later.
TPD Benefit
This plan does not cover TPD due to:
• Willful exposure to danger or attempted self-destruction or self-inflicted injuries while sane or insane.
• Services in the armed forces during war or warlike operations or restoration of public order.
• Activities connected to any air transportation or equipment. We will cover if the Insured is a paying passenger or crew member on a commercial airline, on its regular scheduled passenger trip via its established passenger route.
• Any congenital defect which developed or was diagnosed before age 17. • Pre-existing disability which resulted from a physical or mental condition.
How to Get Started
1. Decide Affordability
Choose your coverage term, coverage amount and how much you can afford to pay
2. Choose Savings
Choose if you want to save a small sum with A-Plus Saver
3. Investment Appetite
Choose your investment-linked funds based on your risk appetite
4. Add Rider Benefits
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